Why rent when you can own?

Get the lowest mortgage payment possible* with a 5-year Adjustable Rate Mortgage from CitizensFirst!  A perfect choice first-time for homeowners, an adjustable rate mortgage locks in a rock-bottom rate of 2.99% APR for 5 years, saving you hundreds of dollars each month over 5 years.**  Members who choose an adjustable rate mortgage instead of a fixed rate mortgage generally benefit from lower payments each month, and in some cases, might even find their mortgage payments less than their rent payments were!

Give yourself a little more room to grow, and lock in this promotional rate today. Call, click or stop by to apply for your 5-year adjustable rate mortgage today – plus, get a FREE copy of our Home Buyer’s Organizer Kit – a $25 value – just for stopping by!

*vs. a CitizensFirst fixed rate mortgage option.

5-year adjustable rate mortgage program with 30-year amortization at current rate of 2.99%/2.641% APR. Rate effective 1/1/2012. After the initial 60 months interest can change by no more than 2% per year, & no more than 6% over lifetime of loan. Applies to qualified borrowers on single-family homes in WI. Minimum loan $20,000.00 new money. Estimated closing costs $699.00, other fees may apply. Fully indexed rate based on 1yr CMT published in WSJ plus margin with the interest rate subject to change.