- Deliver the best value for your money by offering innovative products at competitive rates and financial solutions that fit every phase of your home life.
- Provide you with the information, tools and training to make smart financial home-life decisions.
- Value your time by finding faster and more convenient ways to deliver superior home ownership products and services wherever you go and whenever you need them.
- Provide you with caring and professional service that exceeds your expectations with every phone call, personal visit and on-line experience.
- Generously support organizations, events and causes that contribute to making your hometown a better place to live, work and play.
CitizensFirst wants to be every homeowner’s first resource for financial services and trusted financial advice. We support our members in every stage of home ownership, providing unique value-added services, “wow” service and trusted advice every step of the way.
CitizensFirst is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works or worships in the counties of Winnebago, Fond du Lac, Calumet, Outagamie, Dodge, Washington or Waushara . Originally opened as Wisconsin Axle Credit Union in 1937, CitizensFirst now has offices in Oshkosh and Fond du Lac and serves over 30,000 member-owners! Today, with over 70+ years of prudent financial decision-making and strong capital reserves, CitizensFirst has $336 million in assets, ranking in the top 5% of credit unions nationally!
Habitat for Humanity Build Day
See how CitizensFirst members helped make home ownership a reality for two Fond du Lac Habitat for Humanity families at a special CitizensFirst Build Day.
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Pledge to Our Members







