- Get one of the lowest, non-variable rates in town.
- Check your credit card expenses and balance online through CitizensFirst Home Banking.
- Have peace of mind knowing your card is protected from unauthorized usage with FALCON Fraud Block protection.
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Plus, earn purchase rewards from our CU Rewards partner to redeem on things like:
- Airline miles (many carriers like United, Continental, Delta, American and more).
- Hotel stays.
- Home goods like kitchen appliances, cookware, tools and more.
- Gift cards.
- Other brand-name personal, electronic and recreational items.
- Over 1500 merchandise awards in 11 different categories to choose from!
- Design-your-own-card option available for small, $10 fee. Learn more.
Open the first gift of Christmas today!

Receive free airline miles, hotel stays, electronics, home goods and more – all while you shop for the Holidays with a CitizensFirst VISA Platinum card! Earn great rewards and get one of the lowest interest rates around if you need to carry the balance for awhile – plus, save even more when you transfer higher interest balances from other credit cards!
Picture yourself with a shiny, new VISA Platinum* from CitizensFirst this Holiday Season – racking up great rewards while you shop for family and friends, and resting easily (even if you carry a balance after the Holidays!) because you’ve locked in one of the lowest rates around town! Earn purchase rewards from our CU Rewards partner to redeem on things like:
- Airline miles (many carriers like United, Continental, Delta, American and more).
- Hotel stays.
- Home goods like kitchen appliances, cookware, tools and more.
- Gift cards.
- Other brand-name personal, electronic and recreational items.
- Over 1500 merchandise awards in 11 different categories to choose from!
Plus, take advantage of lowering your overall monthly credit card payments by transferring higher-interest balances** to CitizensFirst, too, potentially saving hundreds of dollars in interest payments.
Shop with confidence this Holiday, and picture yourself relaxed, rewarded and worry-free after the Holidays with a new, CitizensFirst VISA Platinum credit card! Apply online, by phone, or in person today!


