Holiday Savings FAQs
Why would I want a Holiday Savings account?
Holiday Savings accounts are a great way to save for holiday expenses – gifts, decorations, food and more – without having to use your credit card to pay for these things. Additionally, CitizensFirst rewards members for smart planning for the Holidays by paying top interest rates for Holiday Savings accounts!
Can I open a Holiday Savings at any time during the year?
Yes, holiday savings accounts may be opened at any time during the year as one of your 10 available savings accounts. Interest is earned monthly* and your savings is paid out on October 1st so you can begin your Holiday shopping early!
*Minimum balances apply. See Truth-in-Savings summary.
What if I withdraw my Holiday Savings before October 1st?
Withdrawing prior to October 1st is allowed; however, a small early withdrawal fee will be charged each time a withdrawal is made prior to that.
See full Account Summary of fees