- Get one of the lowest, non-variable rates in town.
- Check your credit card expenses and balance online through CitizensFirst Home Banking.
- Have peace of mind knowing your card is protected from unauthorized usage with FALCON Fraud Block protection.
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Plus, earn purchase rewards from our CU Rewards partner to redeem on things like:
- Airline miles (many carriers like United, Continental, Delta, American and more).
- Hotel stays.
- Home goods like kitchen appliances, cookware, tools and more.
- Gift cards.
- Other brand-name personal, electronic and recreational items.
- Over 1500 merchandise awards in 11 different categories to choose from!
- Design-your-own-card option available for small, $10 fee. Learn more.
Catch a super low credit card rate with a NO-FEE balance transfer and 2.99% APR for 6 months!
Don’t stress over those high interest credit card balances and transfer them over to CitizensFirst, where for a limited time there’s no charge for balance transfers! Other competitors might stick you with a balance transfer fee as high as 3-4% of your total balance transferred, but not CitizensFirst. We’ll take your high-interest credit card balances and knock them down to a lean, 2.99% APR* for 6 months. After that, you can run away with a competitive, VISA Platinum rate as low as 10.49% APR – with purchase rewards! -- until the balance is paid off!*
Visa Platinum with Rewards
Interest Rates
Ready to be rewarded for using your VISA? With your locally-serviced, VISA Platinum with Rewards credit card, you can:


